Cream Cheese Bean Dip
Published Feb 04, 2026
This easy Cream Cheese Bean Dip recipe is a delicious party ready appetizer that is always a hit! All you need is just 5 ingredients to make it.
Bean Dip
Everyone needs a good party dip recipe and this cream cheese bean dip is perfect for any occasion! I have made it for parties, Christmas, birthdays, tailgating, and more.
It is made with simple pantry ingredients and comes together in less than 10 minutes!
We also love making this dip for Mexican night at home to serve along with tacos, burritos, nachos etc. It’s a quicker alternative to our crock pot bean dip and bakes in no time!
Ingredients to make mexican bean dip
- Refried beans: the base of our dip.
- Cream cheese: this makes the dip creamy and adds a great texture.
- Sour cream: you can substitute this for plain Greek yogurt if you want.
- Taco seasoning
- Monterey jack cheese: freshly grated is best.
How to make Cream Cheese Bean Dip
Step 1: Beat the softened cream cheese together with the refried beans.
Step 2: Mix in the sour cream and taco seasoning until smooth.
Recipe Note
While you can make your own taco seasoning for this recipe, I love the simplicity of using an already done for you taco seasoning packets you can buy at the store.
Step 3: Place the refried bean dip mixture into a greased baking dish and smooth it out evenly.
Step 4: Top with the shredded Monterey jack cheese and bake the cream cheese bean dip at 350 degrees for 25-30 minutes, until the cheese is melted and the edges are browned and bubbly.
Serve hot with tortilla chips for a delicious Mexican flavored bean dip!
I seriously love this recipe. It’s hard to stop at one serving. I could eat this stuff all day! The cream cheese and sour cream make this recipe so creamy and melt in your mouth delicious.
You could serve this with tacos, quesadillas, Mexican rice, burrito bowls, and more. Try this cream cheese bean dip for your next party or just dinner at home.
This ready comes together in less than 10 minutes then all you have to do is bake it until hot and bubbly!
You could easily make this ahead of time, cover and refrigerate, then bake when you are ready to serve it.
Reheating
Reheat leftover dip on a plate in the microwave until hot. It isn’t necessary to reheat this in the oven.
More favorite dips
Spinach Dip: The best homemade spinach dip! It’s made with three kinds of cheese and baked to golden brown perfection.
Sour Cream Chip Dip: This homemade chip dip is a delicious way to elevate the classic chips and dip appetizer.
Spinach Artichoke Dip: This cheesy baked spinach artichoke dip is the best appetizer for any occasion!
Crock Pot Queso Cheese Dip: You don’t need any velveeta to make this easy slow cooker queso dip!
Queso Blanco: Craving some Mexican white cheese dip? It’s easier than you think to make queso blanco yourself at home!
This bean dip is so simple and delicious and always a crowd pleaser!
Cream Cheese Bean Dip
Ingredients
- 8 oz cream cheese, softened
- 32 oz canned refried beans
- ¾ cup sour cream
- 1 packet, 1 oz taco seasoning
- 8 oz monterey jack cheese, freshly grated
Instructions
- Beat the softened cream cheese together with the refried beans. Mix in the sour cream and taco seasoning until smooth.
- Place the bean dip mixture into a greased baking dish and top with the freshly grated monterey jack cheese.
- Bake the cream cheese bean dip at 350 degrees for 25-30 minutes, until the cheese is melted and the edges are browned.
- Serve hot with tortilla chips for dipping.
This bean dip literally could not have been easier. We served it up for a fun Saturday of College Football and it was a huge hit!!!